Supplemental Health Solutions

Accidents can happen at any moment, whether at work, home, or during daily activities. A broken bone, concussion, or more serious injury can lead to unexpected medical bills—not to mention the disruption to your life and income. Accident Insurance offers an extra layer of financial support by helping cover expenses related to emergency care, hospitalization, transportation, and follow-up treatment that your primary health insurance may not fully pay.

At Dickson & Serra, we’ll help you choose a Supplemental Accident plan that fits your lifestyle and risk level. This type of coverage typically provides a lump-sum payment after a qualifying injury, and can help reduce the burden of deductibles and out-of-pocket costs. It does require an additional premium and is not a replacement for full medical coverage—but it’s an affordable way to gain peace of mind in case the unexpected occurs.

Don’t let an accident become a financial setback—explore your options with our expert team today.

Each year, nearly 2 million people in the U.S. are diagnosed with cancer. Beyond the physical and emotional toll, the financial burden can be devastating. Even with a solid health plan, many patients face thousands of dollars in out-of-pocket costs that can disrupt their lives and finances.

A Cancer Plan provides a direct cash benefit upon diagnosis of a covered cancer, with additional payments available throughout treatment. These funds can be used however you need—whether it’s covering medical expenses, household bills, or simply giving you room to focus on recovery without added stress. At Dickson & Serra, we believe no one should fight alone—or unprotected. Let us help you find a plan that brings financial relief and peace of mind.

Take action now—because the right time to plan is before you need it.

A major illness like a heart attack, stroke, or cancer can interrupt your income, bring unexpected expenses, and create financial stress, on top of the health challenges. Even with good health insurance, many people still face large deductibles, out-of-pocket costs, and everyday bills.

Critical Illness Insurance provides a lump-sum cash payment upon diagnosis of a covered condition. The money goes directly to you, not the hospital or providers, so you decide how to use it—whether for medical treatment, recovery time, mortgage payments, or support for your family. It’s a simple layer of protection that gives you options when life gets complicated.

At Dickson & Serra, we’ll help you choose the right plan, so you can face a diagnosis with more control and less financial uncertainty.

Dental problems can affect your health, your appearance, and even your ability to work, and it\'s often not included in standard health insurance. Without a separate plan, even routine procedures can become unaffordable.

At Dickson & Serra, we offer standalone dental insurance plans with flexible benefits that include preventive care, basic treatments like fillings, and more extensive procedures such as crowns or root canals. The best dental insurance is not the one with the lowest price but covers you the best. . We have a variety of dental health insurance so you can access care easily and on your terms.

We’ll help you find the right coverage, because protecting your smile shouldn’t be optional.

Planning for end-of-life expenses may feel uncomfortable, but the financial burden of a funeral can catch families off guard. In the U.S., the average funeral can cost between $8,000 and $12,000—an amount many families are not prepared to cover in the middle of grief.

We help you plan ahead with Funeral Expenses Insurance, also known as Burial Insurance or Final Expense Insurance. This is a type of policy that provides your beneficiaries with a lump-sum death benefit that is usually tax free, and can be used to cover funeral services, cremation or burial, transportation, memorial arrangements, and even small remaining debts. Coverage is often available with simplified underwriting and no medical exams.

Plan ahead with us, so your loved ones don’t have to face financial hardship alone.

Being hospitalized is already a stressful experience, but the financial impact can be even more overwhelming. Even with a good medical insurance policy, expenses like deductibles, co-payments, transportation, or household bills can quickly pile up. While your health insurance takes care of medical services, it doesn\'t necessarily protect your finances during your recovery. That\'s where additional coverage becomes essential.

At Dickson & Serra, we help you access Hospital Plans that pay cash benefits directly to you. This money can be used however you need: whether it’s covering lost income, rent, or unexpected out-of-pocket medical costs. These plans are not meant to replace your primary health insurance, but to strengthen it, giving you the flexibility and support to focus on getting better.

Let us help you prepare, so your recovery doesn’t come with added financial strain.

A critical illness or unexpected death can put a sudden and overwhelming financial burden on you or your loved ones. Medical bills, ongoing expenses, and everyday needs don’t stop when health emergencies appear, and traditional insurance doesn’t always cover everything.

At Dickson & Serra, we help you access Lump-Sum Insurance plans that pay a one-time cash benefit directly to you or your beneficiaries upon diagnosis of a covered condition or in the event of death. This benefit is paid regardless of other insurance coverage and can be used for any purpose: medical care, mortgage, household bills, or even time off work.

Let us find straightforward protection that gives you options when you need them most.

When you travel internationally, unexpected medical situations can arise—accidents, sudden illnesses, or even the need for emergency transport. A travel medical plan provides financial protection and support when you need it most, so you’re not left facing high costs far from home.

At Dickson & Serra, we help you prepare for the unexpected with international travel medical insurance. These plans cover emergency medical treatment, hospitalization, evacuation, repatriation, and trip interruption due to illness, injury, or death. We’ll help you choose a plan that fits your trip and your needs.

Talk to us today and travel knowing you\'re covered.

Most medical insurance plans do not include vision care, making vision plans an essential option for maintaining your eye health without unexpected expenses. These plans typically cover routine eye exams and offer benefits for glasses, frames, or contact lenses, depending on the plan and provider network.

At Dickson & Serra, we guide you through the options available, helping you find a vision plan tailored to your needs and budget. Whether you need your first prescription glasses or want to update your lenses, our team is here to ensure you get the best coverage for your vision care.

Get in touch with us today to find the right vision plan for you and start seeing the benefits of clear, healthy eyesight.