Disability Insurance

You want to protect your employees in case of a long-term injury, but you need guidance to choose the plan that works for your employees and your company.  We understand you need more information before you decide, and our team is here to help you navigate the different options that may fit your needs.

Employees receive long-term disability compensation for 5 to 10 years, or as long as they have a disability until 65. As with short-term disabilities, the period of coverage depends on the team member's policy. LTD coverage begins between 10 and 53 weeks after the team member's first work disability.  To learn more about Travel plans, send us your questions here.

You need your team members to Maintain a source of income if they cannot work due to an illness or injury. Your finances need to keep taking care of bills and your debt. We understand you require detailed information to make the right choice, and that's why our team helps you navigate the different options that may fit your needs.

Dickson & Serra can help you find the right Short-term Disability plan. This policy protects both employees and employers if workers cannot work due to illness or injury. Employees can file a claim with the Disability Insurance company to collect the income specified in the insurance benefit in a qualifying event. To learn more about Short-Term Disability plans, send us your questions here.