Business

INCOME PROTECTION INSURANCE

Tomorrow may bring unexpected challenges. We help you be ready for them.

A Key Person Replacement
Reemplazo de personal clave

Prepare for the unexpected.

Your business often depends on key team members to run everything smoothly. A key member of your team may be hurt temporarily at any moment, and you need to protect your bottom line.  We understand you need more information before you decide, and our team is here to help you navigate the different options that may fit your needs.

Key Person Replacement Insurance (KPR) benefits the business when key employees who are critical to the business's success are entirely disabled, benefits that are available at the employer's discretion and can be renewed conditionally until age 65 when the premium is guaranteed.  To learn more about Key Person Replacement plans, send us your questions here.

Business Loan Protection
Protección de Préstamos para tu Negocio

Protect your greatest asset

You don't know what challenges tomorrow will be for your business, but you know you need to fulfill your financial obligations. We understand you need more information before you decide, and our team is here to help you navigate the different options that may fit your needs.

Dickson & Serra will help you find the Loan Protection Coverage for your business: it covers loans taken for business-related expenses, such as the purchase or expansion of a practice or business.  Business Protection: Process of implementing strategies to preserve, protect and promote the value of a company. Company owners must protect the integrity of their business and their assets.  To learn more about Business Loan Protection plans, send us your questions here.

Overhead Expense
Gastos Generales

Protects everything

Dickson & Serra will find you the best Overhead Expense (OE) insurance that fits your company's needs and budget.  Overhead Expense Insurance reimburses the business owner for operating costs incurred in the event of a disability. Covered costs are generally deductible for federal income tax purposes, such as medical error insurance, mortgage/rent, salary, utilities, water, and other premiums. To learn more about Overhead Expense plans, send us your questions here.

Find Coverage

Business

Income Protection

Protección de Ingreso

Owner Retirement

Jubilación del propietario